For injuries of minor severity, Article 139 of the Private Insurance Code fixes by statute the value of each point of permanent impairment and of each day of temporary impairment; the amounts are updated every year by ministerial decree. Article 7(4) of Law No 24/2017 extends the same rules to medical liability.
Under Article 139(2), permanent biological damage is compensated only if established by an objective clinical and instrumental examination (or visually, as with scars), while temporary damage requires a medico-legal finding that the injury is established visually or with instruments. Personalisation is capped. For clients used to tariff-based systems the amounts are often modest; the real value of a case usually lies elsewhere.